What are the Rider benefits in Health Insurance?

Rider benefits in health insurance refer to additional coverage options that you can add to your health insurance policy to enhance your coverage. Some common rider benefits in health insurance include:

Maternity Benefits: Maternity benefits provide coverage for expenses related to pregnancy, childbirth, and postnatal care. This coverage can include prenatal checkups, hospitalization, delivery charges, and other related expenses.


Critical Illness Cover: Critical illness cover provides coverage for specific critical illnesses such as cancer, heart attack, and stroke. This coverage can help cover the high costs associated with the treatment of these illnesses.


Personal Accident Cover: Personal accident cover provides coverage in case of accidental death or disability. This coverage can provide financial support to you and your family in case of an unfortunate event.


Dental Coverage: Dental coverage provides coverage for dental procedures such as routine check-ups, fillings, and root canals. This coverage can help cover the high costs associated with dental care.


Mental Health Coverage: Mental health coverage provides coverage for mental health treatment such as therapy and counseling. This coverage can help cover the high costs associated with mental health care.


Vision Coverage: Vision coverage provides coverage for vision-related expenses such as routine eye exams, eyeglasses, and contact lenses. This coverage can help cover the high costs associated with vision care.

Overall, adding rider benefits to your health insurance policy can provide you with additional coverage and peace of mind. It's important to review your policy and consider adding riders that are most relevant to your specific health care needs.